Lumpsum Calculator
A lumpsum investment puts a single amount to work today. Thanks to compounding, the longer you stay invested, the more your money grows. Enter the amount, expected return, and tenure.
₹5.00 L
₹
12%
% p.a.
10 yr
years
Future value
₹15,52,924
₹15.53 L
Invested
₹5,00,000
Est. returns
₹10,52,924
Invested · ₹5,00,000Returns · ₹10,52,924
Compounded annually at 12%. Investment returns vary year to year; this is an estimate, not a guarantee.
Frequently asked questions
Lumpsum or SIP: which is better?
Lumpsum works best when you have a large amount ready and markets are reasonably valued; SIP averages your cost over time and suits regular savers. Many investors do both.
How does compounding work here?
Returns are reinvested each year, so you earn returns on your returns. The future value is principal × (1 + rate) raised to the number of years.